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Bank Instrument Monetization Terms

Instrument types we monetize

Instrument Types include, but are not limited to, SBLC, LC, BG, CD, MTN, Bonds, Notes, IBOEs, Trusts, Bank Accounts, Sovereign Guarantees, Bank Cheques, Bank Drafts, Receivables, Cryptocurrency including Bitcoin; issued by almost any major bank and in almost any country. We also lend on Gold, Silver, Diamonds, and more.

Loan Terms

  • Minimum Loan Size: 5 million USD/Euro, no upper limit.
  • Loan Currencies: US Dollars or Euros.
  • Lending through major banks in the US, Europe, and Hong Kong
  • Interest Rates: 8.0% to 12.0% per annum – with interest reserve set aside at loan Closing.
  • Points: 5% to 8%, collected at Loan Closing.
  • Term: 12 months, renewable for another 12 months at the same interest rate.
  • Non-recourse. No personal guarantees nor claw-backs.
Process

Collateral Requirements and Transfer

The collateral must be market-tradable with a determinable value. If a trading value cannot be located, then a bid to buy the collateral from a bona fide arm’s length outside buyer may be used.

The instrument may be existing, just acquired or fresh-cut, and is transferred via SWIFT through a major world bank to the lender's bank (unless other procedures are arranged).

The collateral will be held in single-purpose accounts or secure lockboxes with major banks (e.g., JPMorgan Chase, Wells Fargo, HSBC, Bank of China- Hong Kong/London, Bank BNP Paribas).

Loan Usage and Loan Closing

  • Borrowed funds can be used for any lawful purpose, totally managed by the Borrower.
  • Monthly interest payments are set aside from the loan proceeds, creating an interest reserve, along with Lender's Points.
  • At loan maturity, the Borrower has the option to either repay the loan and reclaim the instrument or authorize us to liquidate the collateral.

Verification & Closing

The verification required is the legitimacy of the collateral, confirmed through direct communication between our bankers and the issuing banks. Deals can close in as little as 20 business days, depending on the complexity of the instrument and the Borrower’s responsiveness.

Intermediary Protection

We protect intermediaries by recognizing a fee agreement between the Intermediary and the Borrower. When directed by the Borrower, we pay commissions from the loan proceeds at closing.

Streamlined Approach

Based solely on the validity of the collateral, we bypass the usual complexities of conventional borrowing. Rapid and easy access to large borrowings. Flexibility to use the funds as preferred. No monitoring nor any draw schedule requirements

There is no need for:

Business plans

On-site due diligence

Third-party consultants

Appraisals

Credit checks

Large net worth

Liquidity requirements

Personal guarantees

Monetization Process

Contact us

Please send us a copy of the bank instrument, and we will conduct a free evaluation and provide loan terms. According to our company policy, we do not evaluate any deals over the phone. All communication is conducted exclusively via official email

loan@sblcmonetizer.com